Just switch and port out your number. Bell will send final bill after that.

If you do the switch at a phone shop, you’ll pay for the buy-out there.

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Sounds like a nightmare with the company. Could try to take it to the ombudsman route, but they probably wouldn't be able to help unless there's been no resolution offered for 8 weeks or a resolution has been offered and you've rejected it.

No as there is no actual "penalty fees".
The "fees" are just you buying out the rest of the phone that you get to keep after canceling the service.

If you pay the 270$ you keep the phone. So you can use it with whatever new provider you go with. You can also get discounts from that (BYOD but they are not like they used to be) and other offers for switching. Each month you wait will reduce that payment so if your billing period is in a few days you could wait save a few $.

Just pay off the phone and BYOD with a carrier that does have service.

Do you have Wifi at work? Are you able to enable Wifi calling?

Coverage is almost never guaranteed. There are probably plenty of other places where it does work.

You pay it off. Sometimes, the contract will allow you to upgrade if you've paid on time for certain lengths of time, but it doesn't sound like the case here. You've had the phone for almost two years, how much more could you need to pay?

You've had it for nearly two years, how much money to you still owe on it? It may be easiest for you to just pay the phone off.

Switch to a new provider. Many of them offer buying out of your current contract and some other perks for switching. Plus you can get a new phone.

Firstly, yes. You'll just be back where you were before you agreed to this new deal. They would be within their rights to enforce the first new contract if you cancel the second new one.

You need to double check the original contract(s). Based on what you've said it is likely that you have two separate contracts. One for the airtime and one for the device.

If that's the case then switching your airtime contract will not wipe out any remaining balance on the device contract.

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Yeah but did you get free ring dings?

Fonejacker

From what you've said, yes you could cancel the new contract within the 14 days.

Things to consider:

1. Was the termination of the old contract conditional upon you taking and retaining the new one?

2. Does the device contract contain any requirements for an airtime tariff?

3. Would be my worry as you could cancel the new one without penalty but then be landed with the waived cancellation fees from the original tariff. You'll need to check the cancellation terms of that contract.

You would have to pay the remaining MyTab balance and if you also wanted to keep the phone, then you would have to pay the TradeUp balance too.

Given that your remaining balance is quite high, I’d possibly look into getting a cheap prepaid or postpaid plan with another provider (Lucky Mobile, Fido, Koodo, Public Mobile, etc).

You can move your Freedom line to esim, and use the other prepaid/postpaid line on a physical sim.

You can use that till the Black Friday deals start to roll out. During Black Friday, if you sign up at Walmart Wireless, or Costco, then they tend to include a gift card at their store (usually around $200). You can use the gift card money to help offset the cost of leaving your agreement early.

You’d return the phone to Freedom, and sign up with a different provider while getting a new phone. I wouldn’t keep the phone with Freedom because you’d have to pay the tab, and the trade up fee. If you switch during Black Friday, in order to get the gift card from Walmart or Costco, then you need to get a phone on an agreement, you can’t get a byod plan and get a $200 gift card along with it.

When the time comes, the provider with the best deals (from last Black Friday) was Fido. As long as you don’t need 5G, and internet speeds over 100mbps, then I’d just keep an eye on the flunker brands (Fido, Koodo, and Virgin Plus).

Let me know if you have any questions.

Been with Freedom for almost a year and the lack of coverage outside of the GTA is getting to become too much. Sadly need to go back to one of the big 3 or their subsidiaries. Have a tab with an iPhone 13 and wondering if anyone would know how much it will cost to cancel this early.

$571+ tax is what's owed.

The other thing is you could grab a second plan on esim (rogers-owned chat-r has a data-only plan, slowed down to 128K there after).

With this setup (your device is pretty much dual-sim), where freedom has no coverage, you make use of the other sim.

I would also highly recommend enabling Wi-Fi calling to avoid similar problems (the places where you work that is), and voLTE so calls use LTE rather than falling back to 3G.

$571+ tax is what you owe

I’m guessing paying off the phones and then switching will be best? It just never seems like the right time to switch.

You haven't mentioned whether you have good coverage on T-mo or Verizon; nor have you mentioned what kind of plan you need going forward (unlimited or bucket of data, hotspot, other elements) - to get the best choices for your situation, you need to consider all these.

I’m guessing T-Mobile or Verizon’s offer to pay terminations fees would be best?

There are significant differences.

T-mobile's keep and switch promotion will reimburse you the cost of the phone repayment (upto $800 per phone) - Reimbursement is through a prepaid Visa card that you can use anywhere or even transfer to your bank account (the last time I did it). AFAIK, all plans including the lowest "Essentials" plan is eligible.

You can choose to switch out from T-mobile after you get the reimbursement (typically 1-2 months time).

Note that there are restrictions on where you can port from (AT&T postpaid is on the eligible list); phones that qualify (iPhones are eligible); You will have to take screenshots of your bills before and after (showing the payoff amounts) and submit it for reimbursement. Also - if you've used this within the last 2 years, you will not be eligible.

Verizon's offer is different - it's not a reimbursement, they give you $540 as "bill credits over 36 months" per line that you port into their highest cost plans (Unlimited Plus and Unlimited Ultimate). That means you're locked in for 36 months if you want the entire bill credit.

What would be the best company to move to that would be cheaper for phone plan+leasing 3 iPhones(iPhone 13 or newer)?

I would split this decision into 2 parts - paying for the phones, and then switching to the final desired plan.

In all cases - you'd need to pay off the balance to AT&T upfront (600 + 2 x 450 = $1500) and get your phones unlocked.

Next : reimbursement for the cost of the phone; T-mo's offer is the best : you'll get $1500 back, you will have to pay for a minimum of 2 months on their plans (lowest monthly would be Essentials at $90+taxes and fees; other options range from $130 - 180 per month including taxes and fees). You may also have to pay $35 per line as an activation charge if you go into their shops; but may be able to get their "insider code discount" of 20% recurring if the salesperson in the shop has one available.

I recommend this over Verizon because VZ offer is over 36 months and bill credits.

Final plan : After you've got your reimbursement - you can choose whether to stay on with T-mo or switch to a different provider / plan. Exact choices would depend on your requirements and coverage - but possibles

Verizon based : You called out Visible at $75 for 3 lines on their base plan, or 135 per month with their "plus" plan.

US mobiles has 3 different "unlimited plans" from $75 to $120 for 3 lines; the highest plan also includes a "streaming perk"

T-mo based : Metro by T-mobile has 4 unlimited lines at $100 / 140 / 150; there's also been some reddit discussions on a single line at $25 including hotspot that you may have to request through their CS / cancellation.

US mobile's unlimited plans are also available on T-mobile.

AT&T :

AT&T prepaid Unlimited plan with multiline discount would be $130 per month for 3 lines. There's also a Walmart specific unlimited Max plan with better features that's priced similarly; not sure if you can get multiline discounts on that, pl. check.

You may be able to get prices in the $32-35 per line range if you join a group at r/GoPhoneGroups.

Cricket has 3 lines on their top plan at $110 (single line cost is $60) or $90 (single line cost of $55)

From what I calculate Visible would be $80 per month for phone payments, and $75 per month for the phone plan. Totaling $155 per month for all 3 phones.

You likely aren't in a contract or lease, but an installment plan.

So you can leave at any time. Just pay off the phones, forgoing any future installment credits from previous trade ins,

If T-Mobile is offering to pay off the remainder of the phones, that is cheaper.

Though I'm not sure I see the deal you are mentioning. There is an offer to pay off your existing phones but it seems to require you get new phones from T-Mobile. Verizon's deal seems to be you get paid over 36 months.

Also, ATT won't unlock your phone until a few days after they are paid off, so you probably need to come up with the cash in the short term to handle this.

These are great suggestions, especially the Hull one, thats so random!

Not all suppliers will let you out of your contract for free if you go somewhere they dont supply, hyperoptic namely do flats, and im moving to a house and that i knew they didnt supply, they asked when i went to cancel if they could check and they said they didnt supply it, so it would be several hundred to cancel.

Just wish i knew the other possible routes to take, the moving into a shared flat would’ve been a great one to tell them i feel! But sadly, stuck at the complaint one now!

Hyperoptic also don’t let you change to a different plan if you are on their 1GB service as well, so the cooling off period sadly isnt an option, tried that too, but after i already wanted to cancel, so maybe it was because it was a obvious give away!

Thanks for this post. I’m helping an elderly friend change her broadband provider (she’s currently getting fleeced by Virgin) so this is timely!

What about if she ‘upgraded’ to a monthly plan? That should be easy to cancel, no?

I used the upgrade method you mentioned with O2 last year, you could upgrade to a single month plan. Not sure if the ability is still there, but it was really bizarre to see!

Virgin media almost certainly won’t waive cancellation fees. I’ve moved houses 4 times with virgin media and each time they’ve been a right pain. Luckily another provider where I live now covered my virgin media contract for 12 months, and good riddance with Virgin Media!

Moving to Hull worked wonders for me, saved about £400 from the early termination!

The mention of Hull is amazing. Why I’m subscribed here and actively follow. Will try it out when mines up in 2 months

Put your sim into another phone that actually works, do you have the same issues?