I got the BB card over 20 years ago and while I don’t normally recommend store cards, I do like it for one reason. The only time I use it is for large purchases, and there is always 0% financing available for 6/12/18/24 months depending on the amount financed.

If you’re buying an Apple computer, the Apple Card would be another option for you, if you qualify for it.

Citi DoubleCash would be better. Then you could use FlexPay on it.

Usually not.

I think the best buy credit card is one of the few cards I would recommend. I got offered 18 months zero interest on a MacBook pro purchase for my mom. Comes out to less than $75 a month.

Personally it's a no brainer for large expenses there. I used it for a fridge once too.

For 0% financing I think there are better cards.

If an extra 4% back on Best Buy purchases as store credit is more valuable to you than travel rewards, sure. Edit: But the US Bank Altitude Reserve gives 4.5% effective back since Best Buy accepts Apple Pay, so that card would be better for many.

Please note, the Best Buy card offers 0% financing OR an extra 4% back. Not both.

If you decide to get the Best Buy card, get the Visa, not the store card.

If you shop there a lot and make expensive purchases it is probably worth it because I will get emails about no interest for 18 or 24 months on the card if I spend x amount of dollars.

Certainly better welcome bonuses, doesn't seem worth it to me unless you shop at best buy a lot

A real credit card would be more valuable. U.S. Bank Cash+ would give you 0% APR for 12 months, 200$ after spending 1K, 5% back at electronics stores (bestbuy, microcenter, newegg), and more rewards elsewhere too.

I looked into the Best Buy credit card and looked around and found there are a lot better cards out there.

The best credit card comparison site I came across (where I ended up getting my card from) is called SuperMoney.

Yeah you don't want to apply again, since an account was just opened now, could just pull an immediate denial. It could've been an honest mistake from the rep saying that, but guess you won't truly know unless you go into the store or wait for the card to come in. Hope you get it all figured out.

Log into your best buy account and look. It will tell you what you were approved for I imagine under payment options

the store is useless -- everything from the credit card to gift card usage....their staff are about as useful as lab monkeys.

Wait for card.

There's nothing they can do for you in store.

This happened yesterday but vice-versa 🤷🏽‍♂️

Yes, go through afterpay...not best buy...if u have a bb acct, u can still log in when going through afterpay

In store we’ll use your any government ID

You can, go to bestbuy.com and select the "credit card" section above the manage account button there is a "Check your application status" click that

Log in and follow the prompts to save the card to your account.

Then go to your best buy profile and go to manage credit cards, find the new card and "Save as primary"

I pay by carrier pigeon to my local Best Buy. They just expect it monthly now. 8 am every third Monday.

Additionally, you can go in store with your ID and make payments with debit card, check, or cash.

Once you get the card you will be able to register your online account.

In the mean time if you wanted to make a payment you can do it by mail, phone or in store with cash check it debit card.

Phone # to pay 1-888-574-1301

Aside from paying online, you can pay in store via cash, debit or check. Just bring your ID to look up your account.

You can do it thru the Best Buy website or app. Personally I use the app.

DISCLAIMER: These offers may not be available to all cardholders. I've had my Best Buy Visa Card since 2017.

The My Best Buy Visa Card does offer 0% promotions on purchases outside of Best Buy. Since 2021, Best Buy has regularly sent me emails with a subject line like: "Reminder: Purchases made on your My Best Buy® Visa® Card are eligible for 6 month financing..." I've been able to take advantage of this promotion multiple times over the years. I ALWAYS pay it off before the promotional period expires to avoid being charged the deferred interest. Again, these promotions are specifically for purchases made outside of Best Buy. I usually use these offers to purchase items and vacations that I want to pay for over a few months instead of all at once. There's usually a minimum purchase amount like $299 or $499 on a single receipt. Other terms apply as well, but the terms are reasonable.

This offer is honestly the #1 reason why I haven't canceled my card. To my knowledge, no other credit card offers these interest-deferred (0% if paid in full before expiration), no-fee, Buy Now, Pay Later (BNPL) style promotions. If you've heard of any other credit card that has a similar consistent offer, please let me know!

Side Rant: Gold tier cardholders have to pay a $59 annual fee, while Platinum tier cardholders get the same benefits for no annual fee. And you can't do a product change/upgrade from Gold to Platinum based on your loyalty and creditworthiness. You have to close your current account and then reapply and hope that you get a Platinum tier offer. It's an insane, customer-hostile policy!!! Do better Best Buy/Citi!!!

Make a charge yes. No interest, highly unlikely.

Also if you already have a interest free charge (from Best Buy) you may be potentially jeopardizing that.

Most cash back credit cards from the big banks offer a 0% APR for the first 12 months. If you want a card with a longer 0% APR period you can find a few with 18 months, or 21 months, or 24 months.

Bank of America BankAmericard Card - No SUB. Offers 0% APR for the first 18 billing cycles on purchases and balance transfers made in the first 60 days after opening your account.

Citi Diamond Preferred Card - No SUB. Offers 0% APR for the first 21 months on balance transfers and 12 months on purchases.

Citi Simplicity Card - No SUB. Offers 0% APR for the first 21 months on balance transfers and 12 months on purchases.

U.S. Bank Shield Visa Card - No SUB. Offers 0% APR for the first 24 billing cycles on purchases and balance transfers.

Wells Fargo Reflect Card - No SUB. Offers 0% APR for the first 21 months on purchases and balance transfers made in the first 120 days after opening your account.

No

You can make purchases on the Best Buy Visa card anywhere Visa is accepted. You will not have a payment plan on those purchases outside of Best Buy. And you will not have 0% interest on any purchases. Your monthly credit card statement shows your card's interest rate.

There are plenty of cash back credit cards that offer 0% APR for the first 12 months; and a few give 0% APR up to 18, months, or 21 months, or 24 months.

Someone getting a G65?

Also save up a little more and treat yourself to something else with the certificates. We unfortunately can't apply them to the warranty since it will be beyond return policy when they're issues. Typically it's 15 days though.

Hilton cards are offering pretty solid offers for low spend

If you don't like Hilton, just find a 2% card with a $200 SUB

Sorry for the post edit, I just found the rules post on how these should be structured.

If you're just starting out. Any base m2/3/4 with 16gb should be fine. They are all fast. That said, skip the air and go for a 14" pro from a third party like Amazon or Best Buy. Usbank Altitude Connect is a great card if you can get approved. Amex Blue Cash everyday. Wells Fargo autograph. All great no annual fee options. All 3 offer 0% APR and are useful outside of the bonus. Also check the apple edu store and refurb store for deals.